PCI DSS Compliant Software Development
We architect for PCI DSS compliance from week one. Tokenization-first, no card storage, PCI Level 1 processor integrations. Pass your audit on the first try.
Our status against PCI DSS
PCI-architected builds
We design products that minimize PCI scope: the cardholder data environment lives with the payment processor, not in your stack.
| Requirement | Status | Note |
|---|---|---|
| PCI DSS-compliant builds | Met | Shipped tokenization-first payment integrations. |
| Card storage | Met | We don't store cards; never in scope. |
| Tokenization patterns | Met | Standard approach: integrate Stripe / Adyen / Braintree for storage. |
| 3-D Secure 2 (SCA) | Met | Implemented for European PSD2 SCA requirements. |
| PCI Level certification (Robust Devs itself) | Partial | We're a developer, not a card-handling entity. Our clients work with PCI Level 1 processors. |
| Annual PCI scan | Partial | We help clients prepare for scans; we don't run them. |
Compliance architected from week one, not bolted on after
What this means for your build
- We design payment flows so cardholder data never touches your servers: it goes directly from the browser to a PCI Level 1 processor (Stripe, Adyen, Braintree) via their SDK.
- Your environment stores tokens (which can't be used to make payments) instead of card data.
- Your PCI scope is dramatically reduced: typically SAQ A or SAQ A-EP instead of SAQ D.
- This isn't a hack; it's the industry-standard pattern for non-payment-processor companies.
How we ship PCI DSS-compliant code
Tokenization-first
Card data goes straight to the processor; we store the token only.
Processor SDK integration
Stripe Elements, Stripe Checkout, Adyen Drop-in, and Braintree Hosted Fields.
3-D Secure 2 (SCA)
EU PSD2 compliance, with fallback to legacy 3DS where needed.
TLS 1.3 everywhere
No exceptions for payment-related endpoints.
Audit logging on payment events
Immutable log of payment initiations, successes, and failures.
Webhook signature verification
Always verify processor webhooks; never trust unsigned events.
What PCI DSS does NOT cover
- PCI doesn't address fintech regulatory compliance (banking license, lending license, money transmitter license).
- PCI doesn't replace KYC / AML requirements.
- PCI scope reduction is not the same as no security obligation; your environment still needs strong security.
- PCI Level 1 / 2 / 3 / 4 distinctions matter; the processor handles their level, you handle yours.
When you need a separate consultant
We engineer for PCI DSS; we are not a law firm or a certifying body. Bring in a specialist when you need:
- A formal PCI DSS audit → a Qualified Security Assessor (QSA).
- Self-assessment questionnaire (SAQ) submission → most companies do this internally; we can advise.
- ASV (Approved Scanning Vendor) quarterly scans → an external vendor (Trustwave, SecurityMetrics, etc.).
- Banking license / money transmitter compliance → a fintech compliance attorney.
- We can recommend specific consultants on request.
Work we've shipped with PCI DSS requirements
AI Contract Generation Platform
We built the technical foundation for a SaaS platform that automates complex legal document creation with usage-based pricing system
AI Ads Assistant for Meta and TikTok
We built a minimum viable product to connect disparate advertising APIs into a single, intuitive user interface.
Free tool
Tech Audit Checklist
A practical checklist to map your current payment architecture, surface PCI scope creep, and prep for an audit: before you talk to a QSA.
Get the checklist
Infrastructure under controls
Compliance lives in the architecture, not in a policy document
Encryption at rest, access controls, audit logging, and immutable decision trails are wired into the build from the first sprint. The posture on this page reflects how we actually ship.
Frequently asked questions
PCI is a standard, not a certification for developers. We ship PCI-architected builds. Your environment achieves PCI compliance through architecture plus your processor partnership.
Building a payment product? Schedule a meeting.
No account managers. No discovery theatre. A direct conversation about your PCI scope, your processor, and what it takes to pass your audit on the first try.