We build AI fraud detection, AI underwriting, KYC/AML automation, document intelligence, and compliance automation for funded fintech startups. PCI-architected. Audit-ready from week one.
180+ products shipped75+ funded clients2019 Founded
The system shape
Transaction data, identity signals, risk logic, and audit evidence move through one controlled decision path.
Application boundary
Your model providers sit behind an application layer designed for controlled financial workflows, clear failure paths, and portable infrastructure.
Next.js
TypeScript
Python
AWS
Supabase
Docker
Connected systems
Payment, identity, banking-data, and reporting providers connect through explicit interfaces that preserve retries, review states, and evidence.
Payments
Identity
Banking data
Market data
Documents
Risk controls
Capabilities
Money movement, risk, and operations workflows designed for clear controls and human review.
Real-time transaction monitoring, anomaly detection, risk scoring, alert routing, and case-management interfaces, built on infrastructure that holds up under regulator scrutiny.
Credit scoring engines with alt-data ingestion (bank, social, transactional), decision-explainability layers, and regulatory audit trails, engineered to survive fair-lending review.
Document intelligence for passports, IDs, and utility bills; face-match flows, sanctions screening, ongoing monitoring, and audit logging, wired to the vendors regulators expect to see.
Loan documents, contracts, invoices, and receipts processed through OCR + LLM extraction with structured-output validation, production-grade enough to drive the decisions that follow.
Regulatory rule engines, transaction-monitoring rule sets, automated regulatory reporting, and audit trails (AML, sanctions, FATCA, MiFID II), built with the controls examiners ask about.
Robo-advisor platforms, portfolio rebalancing engines, AI research summarisation, and conversational portfolio analysis, engineered for the suitability and disclosure workflows your use case requires.
Cash-flow forecasting models, treasury workflow automation, multi-currency reconciliation, and banking integrations, built for finance teams operating across many banking systems.
BaaS layer integrations, embedded payments, embedded lending, and KYC pipelines, wired into the licensed partners that hold the regulatory permissions, with the application layer in your control.
Every transaction, one traceable decision at a time
Financial systems in motion
Money movement, identity checks, and risk decisions share one constraint: each outcome needs a clear reason, a human review path, and an audit record.
Discuss my fintech productFinancial systems
Risk, identity, payments, and servicing products each need clear controls around every decision.
Production proof
Shipped systems for agreements, compliance operations, and transactional trust.
Automated contract drafting and review pipeline for financial agreements. Structured-output validation gates every clause before it reaches a human signer.
Automated compliance monitoring with audit trail generation across a multi-party supply chain. Sanctions screening and document intelligence wired into the ledger that tracks goods as they move.
Verification and trust-scoring product for transactional review. KYC vendor integration with structured audit logs surfaced to the operations team.
Connected systems
Payment, identity, data, and reporting systems stay connected through explicit failure paths.
Control evidence travels with the build from the first sprint.
Control evidence
Access, decision, and audit controls are part of the implementation from the first sprint.
| Standard | Status | What we ship |
|---|---|---|
| PCI DSS | Compliant | PCI-scope-minimising architectures, tokenisation, 3-D Secure 2 flows. No card storage: we integrate with PCI Level 1 processors. |
| KYC / AML / sanctions | Compliant | KYC vendor integrations (Onfido, Sumsub, Persona), sanctions screening, ongoing monitoring patterns, and audit trails shipped across multiple fintech engagements. |
| GDPR / UK GDPR | Compliant | Financial-data handling, retention controls, and DSAR support patterns shipped to production. |
| Open Banking (PSD2, FDX) | Compliant | PSD2-compliant Strong Customer Authentication and Open Banking aggregator integrations (Plaid, TrueLayer, Tink) shipped across multiple engagements. |
| ISO 20022 | In progress | Working knowledge of payment messaging standards; applied in integrations but no ISO 20022 certification held. |
| SOC 2 Type II | Not yet | Planned. Target window: late 2026. |
| ISO 27001 | Not yet | Internal controls library in place; no certification held. |
| Banking licenses | Not yet | No banking licenses held. Licensed activity integrates with BaaS partners (Unit, Treasury Prime, Synctera). |
Free diagnostic
Check how decisions, reviews, and external signals are recorded before production scale.
Validate your fintech product's audit trail against PCI DSS, KYC/AML, and GDPR requirements, then get a structured gap report.
Request my free validatorStart with a focused audit or bring a senior team into a defined product roadmap. Each model keeps scope, controls, and ownership visible.
Typical engagement runs 6–14 weeks, scoped and priced per project. Start with a $499 Tech Audit.
From the founder
I started Robust Devs in 2019 after watching too many good products die between agencies. The pattern was always the same: big promises in the sales call, silence by week six. We built this firm to be the opposite of that. A small senior team, honest scope, and the uncomfortable truth delivered early.
If you are building in marketing, healthtech, or fintech, tell me what you are working on. If we are not the right team for it, I will say so on the first call and point you somewhere better.
Tayyab Hanif
CEO, Robust Devs
Testimonials
Real client reviews: 4.6/5 across 58, every one checkable at source. Lightly copyedited for spelling only.
4.6/5across 58 verified client reviews.Read them all at source
Answers on controls, integrations, and the boundaries of our role.
Not yet. SOC 2 Type II is planned, with a target window of late 2026. The internal controls library that underpins it is already in place, and we can share the control-mapping evidence under NDA if your security review needs it before the report lands.
Readiness check
Use the checklist to find production risks before they become roadmap work.
Self-assessment checklist for AI fintech product teams to gauge production readiness.
Get my free checklist