Can you build the allocation and rebalancing logic in-house?

Yes. We implement portfolio construction (mean-variance, factor, and goal-based models), constraint handling, and both threshold and calendar rebalancing. Whether you bring your own strategy or want us to build the optimiser, the logic is tested against your target behaviour before launch.

How do you integrate with a custodian or broker for execution?

We generate the trade list from the rebalancing engine and wire it into your execution venue: Interactive Brokers, Alpaca, Apex Clearing, DriveWealth, or a FIX connection. Positions are reconciled back from custody so performance and reporting run on clean data.

Do you handle tax-aware rebalancing and lot selection?

Yes. Rebalancing can respect wash-sale windows, prefer specific tax lots, and support tax-loss harvesting patterns. Because tax treatment varies by jurisdiction and account type, we build the rules engine to match the markets and account structures you serve.

How accurate is the performance reporting?

Reporting runs off a single reconciled ledger, so time-weighted and money-weighted returns, attribution, and benchmark comparisons tie out to custody. We reconcile against custodian data and validate figures before any statement reaches an investor.

How do you support suitability and adviser oversight?

Every recommendation stores the risk profile, inputs, and rationale behind it, and the platform is architected for an adviser or compliance reviewer to reconstruct why a portfolio was proposed. We build the controls; the investment-advice authority and sign-off remain with your registered team.

AI Wealth & Investment Platform Development

We build robo-advisory engines, portfolio analytics, rebalancing logic, and investor reporting for wealth and investment products. Suitability-aware, auditable, architected to scale.

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What we build

Robo-advisory engines

Risk-profiling questionnaires, goal-based model portfolios, and automated allocation logic that maps each investor to a suitable strategy.

Portfolio construction & optimisation

Mean-variance and factor-based allocation, constraint handling, and drift-aware rebalancing calibrated to each mandate.

Portfolio analytics & performance

Time-weighted and money-weighted returns, attribution, risk metrics, and benchmark comparison over clean, reconciled data.

Automated rebalancing

Threshold and calendar-based rebalancing with tax-aware lot selection and trade-list generation into your execution venue.

Investor reporting & statements

Branded periodic statements, holdings and transaction reports, and portal dashboards generated from a single reconciled ledger.

Suitability & audit trail

Every recommendation carries the risk profile, rationale, and inputs behind it: immutable logs your advisers and reviewers can reconstruct.

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Financial workflows need evidence at every decision

Reference architecture

Risk Profiling
Model Portfolio Assignment
Portfolio Optimisation
Rebalancing Engine
Trade List → Execution
Performance & Reporting
Audit Log

A typical robo-advisory pipeline: a risk-profiling step assigns each investor to a model portfolio, the optimiser and rebalancing engine produce a trade list for your execution venue, positions are reconciled for performance and investor reporting, and every recommendation and trade is written to an immutable audit log.

Integrations shipped across 21+ partners.

Market & reference data

Bloomberg API
Refinitiv (LSEG)
Polygon.io
Alpha Vantage
IEX Cloud

Custody, brokerage & execution

Interactive Brokers
Alpaca
Apex Clearing
DriveWealth
FIX Protocol

Account aggregation & banking data

Plaid
Yodlee
MX
Tink

KYC / suitability onboarding

Onfido
Sumsub
Persona
ComplyAdvantage

Analytics & ML

SageMaker
Vertex AI
Custom Python (pandas, PyPortfolioOpt)

Which engagement fits

Project Build

For a new wealth or robo-advisory platform: a focused build covering onboarding, the allocation engine, rebalancing, and investor reporting end to end.

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Embedded Squad

For evolving strategies and reporting: a dedicated team that ships new model portfolios, analytics, and portal features as your product and AUM grow.

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Tech Audit

For assessing an existing platform: a 5-day diagnostic of allocation logic, rebalancing correctness, reporting accuracy, and audit-readiness.

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Compliance considerations

Compliance posture for AI wealth & investment builds. Status reflects how we engineer the controls into your platform. Investment-advice authority and regulatory ownership stay with your registered team.
Standard	Status	What we ship
Investment suitability (Reg BI / MiFID II)	In progress	We build the risk-profiling, suitability checks, and per-recommendation rationale logging: the engineering is ours; the suitability policy and final sign-off stay with your registered advisers.
SEC / FINRA books & records (17a-4)	In progress	Immutable, time-stamped recordkeeping of recommendations, trades, and communications architected against WORM expectations. Your compliance team owns retention policy and filings.
GDPR / UK GDPR	Compliant	Lawful-basis handling, data subject rights, and retention controls across investor data captured during onboarding, profiling, and reporting. See /compliance/gdpr.
SOC 2 Type II	In progress	We engineer the security, availability, and audit controls investors and custodians expect, including access controls, logging, and change management, so an attestation is achievable; the audit itself is run by your assessor.

Free

Suitability Audit Trail Validator

A check of your advisory platform’s recommendation logging and suitability audit-trail completeness against what regulators expect to see.

Validate your audit trail

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Built for financial-grade delivery

Money movement leaves a trail

Every payment, every risk decision, every compliance check: engineered to be explainable and audit-ready. The architecture ships with the evidence, not as an afterthought.

Frequently asked questions

Yes. We implement portfolio construction (mean-variance, factor, and goal-based models), constraint handling, and both threshold and calendar rebalancing. Whether you bring your own strategy or want us to build the optimiser, the logic is tested against your target behaviour before launch.

Building a wealth or investment product? Schedule a meeting.

We’ve shipped the robo-advisory engines, portfolio analytics, and investor reporting that wealth teams run in production. Tell us what you’re building.

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